diff --git a/Cargo.lock b/Cargo.lock
index 5934580..88e6dfe 100644
--- a/Cargo.lock
+++ b/Cargo.lock
@@ -285,7 +285,7 @@ checksum = "1d07550c9036bf2ae0c684c4297d503f838287c83c53686d05370d0e139ae570"
 
 [[package]]
 name = "cortiq-gateway"
-version = "0.2.9"
+version = "0.2.10"
 dependencies = [
  "anyhow",
  "arc-swap",
diff --git a/Cargo.toml b/Cargo.toml
index e22e103..75b723b 100644
--- a/Cargo.toml
+++ b/Cargo.toml
@@ -1,6 +1,6 @@
 [package]
 name = "cortiq-gateway"
-version = "0.2.9"
+version = "0.2.10"
 edition = "2021"
 rust-version = "1.75"
 license = "Apache-2.0"
diff --git a/src/admin/mod.rs b/src/admin/mod.rs
index a3c2dd0..f17b2a2 100644
--- a/src/admin/mod.rs
+++ b/src/admin/mod.rs
@@ -179,6 +179,7 @@ pub fn api_routes(admin_token: String) -> Router<SharedState> {
         .route("/admin/api/cmf/install", post(cmf_install))
         .route("/admin/api/cmf/port", get(cmf_port_check))
         .route("/admin/api/cmf/files", get(cmf_files))
+        .route("/admin/api/provider/models", post(provider_models))
         .route("/admin/api/requests", get(get_requests))
         .route("/admin/api/test", post(run_test))
         .route("/admin/api/test/stream", post(run_test_stream))
@@ -391,18 +392,105 @@ async fn router_probe(State(state): State<SharedState>) -> ApiResult {
     ok(json!({ "ok": true, "status": "ok", "latency_ms": latency_ms, "usage": usage }))
 }
 
+#[derive(Deserialize)]
+struct ProviderModelsBody {
+    provider: String,
+    base_url: String,
+    /// Key typed into the form (takes priority)…
+    #[serde(default)]
+    api_key: Option<String>,
+    /// …or the name of a stored secret to reuse if no key was typed.
+    #[serde(default)]
+    api_key_env: Option<String>,
+}
+
+/// Concise error line from a provider's JSON error body.
+fn provider_err(body: &str, status: u16) -> String {
+    if let Ok(v) = serde_json::from_str::<Value>(body) {
+        if let Some(m) = v["error"]["message"]
+            .as_str()
+            .or_else(|| v["error"].as_str())
+            .or_else(|| v["message"].as_str())
+        {
+            return format!("{status}: {m}");
+        }
+    }
+    format!("HTTP {status}")
+}
+
+/// Validate a provider API key and list its models by calling the provider's
+/// `/models` endpoint — powers the "Test key & load models" button. The key is
+/// used transiently (from the form) or resolved from a stored secret; it is not
+/// persisted here.
+async fn provider_models(
+    State(state): State<SharedState>,
+    Json(b): Json<ProviderModelsBody>,
+) -> ApiResult {
+    let base = b.base_url.trim_end_matches('/').to_string();
+    if base.is_empty() {
+        return Err(ApiError::bad("base URL is required"));
+    }
+    let key = b.api_key.filter(|k| !k.trim().is_empty()).or_else(|| {
+        b.api_key_env
+            .as_deref()
+            .and_then(|e| state.secrets.resolve(e))
+    });
+    let key = key.as_deref();
+
+    let client = reqwest::Client::builder()
+        .timeout(std::time::Duration::from_secs(15))
+        .build()
+        .map_err(|e| ApiError::bad(e.to_string()))?;
+
+    // Anthropic uses x-api-key + anthropic-version and /v1/models; every other
+    // (OpenAI-compatible) provider uses a Bearer token and /models.
+    let resp = if b.provider == "anthropic" {
+        let mut r = client
+            .get(format!("{base}/v1/models"))
+            .header("anthropic-version", "2023-06-01");
+        if let Some(k) = key {
+            r = r.header("x-api-key", k);
+        }
+        r.send().await
+    } else {
+        let mut r = client.get(format!("{base}/models"));
+        if let Some(k) = key {
+            r = r.header("authorization", format!("Bearer {k}"));
+        }
+        r.send().await
+    };
+    let resp = resp.map_err(|e| ApiError::bad(format!("request failed: {e}")))?;
+    let status = resp.status().as_u16();
+    let body = resp.text().await.unwrap_or_default();
+    if !(200..300).contains(&status) {
+        return ok(json!({ "ok": false, "status": status, "error": provider_err(&body, status) }));
+    }
+    // OpenAI + Anthropic both return { "data": [ { "id": ... } ] }.
+    let v: Value = serde_json::from_str(&body).unwrap_or(json!({}));
+    let mut models: Vec<String> = v["data"]
+        .as_array()
+        .map(|arr| {
+            arr.iter()
+                .filter_map(|m| m["id"].as_str().map(|s| s.to_string()))
+                .collect()
+        })
+        .unwrap_or_default();
+    models.sort();
+    ok(json!({ "ok": true, "count": models.len(), "models": models }))
+}
+
 async fn meta() -> ApiResult {
     ok(json!({
         "version": env!("CARGO_PKG_VERSION"),
-        "providers": ["openai", "anthropic", "ollama", "http"],
-        "provider_impl": { "openai": true, "ollama": true, "http": true, "anthropic": true },
-        "cost_tiers": ["cheap", "mid", "expensive"],
+        "providers": ["openai", "anthropic", "openrouter", "lmstudio", "ollama", "http"],
+        "provider_impl": { "openai": true, "anthropic": true, "openrouter": true, "lmstudio": true, "ollama": true, "http": true },
+        "cost_tiers": ["cheap", "mid", "expensive", "local"],
         "kinds": ["chat", "embedding"],
         "profiles": ["cost-saver", "balanced", "quality-first"],
         "text_strategies": ["last_user", "last_user_plus_system", "concat_all"],
         "policy_modes": ["fixed_table", "cost_aware"],
         "tiers": ["low", "medium", "high"],
-        "caps": ["tools", "vision"],
+        "caps": ["tools", "vision", "audio", "reasoning", "json", "caching"],
         "protocols_impl": {
             "openai_chat": true, "openai_completions": true, "openai_embeddings": true,
             "openai_models": true, "anthropic_messages": true, "mcp": true, "native_passthrough": true
diff --git a/src/registry.rs b/src/registry.rs
index ca43041..3e2fefb 100644
--- a/src/registry.rs
+++ b/src/registry.rs
@@ -21,7 +21,10 @@ impl Registry {
                 .as_ref()
                 .and_then(|name| secrets.resolve(name));
             let provider: Arc<dyn Provider> = match m.provider.as_str() {
-                "openai" | "ollama" | "http" => Arc::new(OpenAiProvider::new(m, api_key)?),
+                // openrouter + lmstudio are OpenAI-compatible (Bearer + /chat/completions)
+                "openai" | "ollama" | "http" | "openrouter" | "lmstudio" => {
+                    Arc::new(OpenAiProvider::new(m, api_key)?)
+                }
                 "anthropic" => Arc::new(AnthropicProvider::new(m, api_key)?),
                 other => anyhow::bail!("unknown provider '{}' for model '{}'", other, m.id),
             };
diff --git a/web/js/api.js b/web/js/api.js
index 6984b4a..2d2d14a 100644
--- a/web/js/api.js
+++ b/web/js/api.js
@@ -100,6 +100,7 @@ export const api = {
   cmfInstall: () => j("POST", "/cmf/install"),
   cmfPortCheck: (port) => j("GET", "/cmf/port?port=" + encodeURIComponent(port)),
   cmfFiles: () => j("GET", "/cmf/files"),
+  providerModels: (b) => j("POST", "/provider/models", b),
 
   // CMF model factory (HuggingFace → local .cmf)
   hfSearch: (q, limit = 24) =>
diff --git a/web/js/i18n/en.js b/web/js/i18n/en.js
index 91d0fbb..3bd73ee 100644
--- a/web/js/i18n/en.js
+++ b/web/js/i18n/en.js
@@ -129,6 +129,17 @@ export default {
   "models.form.secretMissing": "not set",
   "models.form.secretPlaceholder": "set or replace key (write-only)",
   "models.deleteConfirm": "Delete model \"{id}\"?",
+  "models.form.apiKey": "API Key",
+  "models.form.apiKeyPlaceholder": "paste your API key",
+  "models.form.apiKeyNotNeeded": "not required (local server)",
+  "models.form.apiKeyHint": "Stored securely on the gateway; it is not shown again.",
+  "models.form.keyStored": "A key is saved — leave blank to keep it, or paste a new one.",
+  "models.form.keyFromEnv": "Using a key from an environment variable.",
+  "models.form.testKey": "Test & load models",
+  "models.form.testing": "checking…",
+  "models.form.foundModels": "{n} models loaded",
+  "models.form.modelPlaceholder": "type to search…",
+  "models.form.modelHint": "Click “Test & load models” to pull the list from your key, then pick one.",
   "models.managed": "managed",
   "models.managedHint": "Provided by the managed CMF server (Settings → Local models). Configure it there.",
 
diff --git a/web/js/i18n/ru.js b/web/js/i18n/ru.js
index fe30186..eed34d9 100644
--- a/web/js/i18n/ru.js
+++ b/web/js/i18n/ru.js
@@ -128,6 +128,17 @@ export default {
   "models.form.secretMissing": "не задан",
   "models.form.secretPlaceholder": "задать или заменить ключ (только запись)",
   "models.deleteConfirm": "Удалить модель \"{id}\"?",
+  "models.form.apiKey": "API-ключ",
+  "models.form.apiKeyPlaceholder": "вставьте API-ключ",
+  "models.form.apiKeyNotNeeded": "не нужен (локальный сервер)",
+  "models.form.apiKeyHint": "Хранится безопасно на шлюзе; больше не показывается.",
+  "models.form.keyStored": "Ключ сохранён — оставьте пустым, чтобы не менять, или вставьте новый.",
+  "models.form.keyFromEnv": "Используется ключ из переменной окружения.",
+  "models.form.testKey": "Проверить и загрузить модели",
+  "models.form.testing": "проверка…",
+  "models.form.foundModels": "загружено моделей: {n}",
+  "models.form.modelPlaceholder": "введите для поиска…",
+  "models.form.modelHint": "Нажмите «Проверить и загрузить модели», чтобы подтянуть список по ключу, затем выберите.",
   "models.managed": "управляемая",
   "models.managedHint": "Предоставляется CMF-сервером (Настройки → Локальные модели). Настраивается там.",
 
diff --git a/web/js/views/models.js b/web/js/views/models.js
index 3a964b2..a2aea5a 100644
--- a/web/js/views/models.js
+++ b/web/js/views/models.js
@@ -16,52 +16,124 @@ function keyBadge(src) {
   return h("span", { class: "badge " + (map[src] ?? "") }, src);
 }
 
+// Verified per-provider defaults (base URL, key env, whether a key is needed).
+const PROVIDER_DEFAULTS = {
+  openai:     { base: "https://api.openai.com/v1",    keyEnv: "OPENAI_API_KEY",     needsKey: true,  tier: "mid",       caps: ["tools", "vision"] },
+  anthropic:  { base: "https://api.anthropic.com",    keyEnv: "ANTHROPIC_API_KEY",  needsKey: true,  tier: "expensive", caps: ["tools", "vision"] },
+  openrouter: { base: "https://openrouter.ai/api/v1", keyEnv: "OPENROUTER_API_KEY", needsKey: true,  tier: "mid",       caps: ["tools", "vision"] },
+  lmstudio:   { base: "http://localhost:1234/v1",     keyEnv: "",                   needsKey: false, tier: "local",     caps: ["tools", "vision"] },
+  ollama:     { base: "http://localhost:11434/v1",    keyEnv: "",                   needsKey: false, tier: "local",     caps: ["tools"] },
+  http:       { base: "",                              keyEnv: "",                   needsKey: false, tier: "cheap",     caps: ["tools"] },
+};
+
 function modelForm(meta, existing) {
-  const m = existing || { provider: "openai", kind: "chat", cost_tier: "cheap", caps: [], price_in: 0, price_out: 0 };
-  const idIn = h("input", { value: m.id || "", placeholder: "local-qwen", disabled: existing ? true : null });
+  const m = existing || { provider: "openai", kind: "chat", cost_tier: "mid", caps: ["tools"], price_in: 0, price_out: 0 };
+  const idIn = h("input", { value: m.id || "", placeholder: "my-model", disabled: existing ? true : null });
   const providerSel = h("select", {}, ...(meta.providers || ["openai"]).map((p) => opt(p, p, p === m.provider)));
-  const baseUrlIn = h("input", { value: m.base_url || "", placeholder: "http://localhost:8000/v1" });
-  const modelIn = h("input", { value: m.model || "", placeholder: "qwen2.5-7b-instruct" });
+  const baseUrlIn = h("input", { value: m.base_url || "", placeholder: "https://api.openai.com/v1" });
+
+  // API key — typed directly, stored securely as a secret under a provider env name.
+  const keyIn = h("input", { type: "password", placeholder: t("models.form.apiKeyPlaceholder"), autocomplete: "new-password" });
+  const testBtn = h("button", { class: "btn small", type: "button" }, t("models.form.testKey"));
+  const keyStatus = h("span", { class: "small", style: "margin-left:8px" });
+
+  // Model — below the key (some providers list models from the key); searchable datalist.
+  const dlId = "model-opts-" + (m.id || "new");
+  const dl = h("datalist", { id: dlId });
+  if (m.model) dl.appendChild(h("option", { value: m.model }));
+  const modelIn = h("input", { value: m.model || "", placeholder: t("models.form.modelPlaceholder"), list: dlId, autocomplete: "off" });
+
   const kindSel = h("select", {}, ...(meta.kinds || ["chat"]).map((k) => opt(k, k, k === m.kind)));
   const tierSel = h("select", {}, ...(meta.cost_tiers || ["cheap"]).map((c) => opt(c, c, c === m.cost_tier)));
   const priceInIn = h("input", { type: "number", step: "0.01", value: m.price_in ?? 0 });
   const priceOutIn = h("input", { type: "number", step: "0.01", value: m.price_out ?? 0 });
-  const keyEnvIn = h("input", { value: m.api_key_env || "", placeholder: "OPENAI_API_KEY" });
-  const secretIn = h("input", { type: "password", placeholder: t("models.form.secretPlaceholder") });
   const capInputs = (meta.caps || ["tools", "vision"]).map((c) => {
     const cb = h("input", { type: "checkbox", checked: (m.caps || []).includes(c) ? true : null });
     return { c, cb };
   });
 
+  const envFor = () =>
+    (existing && existing.api_key_env) ||
+    (PROVIDER_DEFAULTS[providerSel.value] || {}).keyEnv ||
+    providerSel.value.toUpperCase().replace(/[^A-Z0-9]/g, "_") + "_API_KEY";
+
+  // Fill in a provider's verified defaults when it is selected.
+  function applyDefaults() {
+    const d = PROVIDER_DEFAULTS[providerSel.value];
+    if (!d) return;
+    baseUrlIn.value = d.base;
+    tierSel.value = d.tier;
+    capInputs.forEach(({ c, cb }) => { cb.checked = d.caps.includes(c); });
+    keyIn.placeholder = d.needsKey ? t("models.form.apiKeyPlaceholder") : t("models.form.apiKeyNotNeeded");
+    mount(keyStatus, "");
+  }
+  providerSel.addEventListener("change", applyDefaults);
+  if (!existing) applyDefaults();
+
+  async function testKey() {
+    if (!baseUrlIn.value.trim()) { mount(keyStatus, h("span", { style: "color:var(--bad)" }, t("models.form.baseUrl") + "?")); return; }
+    testBtn.disabled = true;
+    mount(keyStatus, t("models.form.testing"));
+    try {
+      const r = await api.providerModels({
+        provider: providerSel.value,
+        base_url: baseUrlIn.value.trim(),
+        api_key: keyIn.value.trim() || null,
+        api_key_env: envFor(),
+      });
+      if (r.ok) {
+        dl.replaceChildren(...(r.models || []).map((mm) => h("option", { value: mm })));
+        mount(keyStatus, h("span", { style: "color:var(--good)" }, "✓ " + t("models.form.foundModels", { n: r.count })));
+        modelIn.focus();
+      } else {
+        mount(keyStatus, h("span", { style: "color:var(--bad)" }, "✗ " + (r.error || t("common.error"))));
+      }
+    } catch (e) {
+      mount(keyStatus, h("span", { style: "color:var(--bad)" }, "✗ " + String(e.message || e)));
+    }
+    testBtn.disabled = false;
+  }
+  testBtn.addEventListener("click", testKey);
+
+  const keyHint =
+    existing && existing.key_source === "store" ? t("models.form.keyStored")
+    : existing && existing.key_source === "env" ? t("models.form.keyFromEnv")
+    : t("models.form.apiKeyHint");
+
   const node = h(
     "div",
     {},
     h("div", { class: "row" }, field(t("models.form.id"), idIn, existing ? null : t("models.form.idHint")), field(t("models.form.provider"), providerSel)),
     field(t("models.form.baseUrl"), baseUrlIn),
-    field(t("models.form.model"), modelIn),
+    field(t("models.form.apiKey"), h("div", { class: "flex wrap", style: "gap:8px;align-items:center" }, keyIn, testBtn, keyStatus), keyHint),
+    field(t("models.form.model"), modelIn, t("models.form.modelHint")),
+    dl,
     h("div", { class: "row" }, field(t("models.form.kind"), kindSel), field(t("models.form.costTier"), tierSel)),
     h("div", { class: "row" }, field(t("models.form.priceIn"), priceInIn), field(t("models.form.priceOut"), priceOutIn)),
-    field(t("models.form.caps"), h("div", { class: "flex wrap" }, ...capInputs.map(({ c, cb }) => h("label", { class: "check" }, cb, c)))),
-    field(t("models.form.apiKeyEnv"), keyEnvIn, t("models.form.apiKeyEnvHint")),
-    field(t("models.form.secret"), secretIn)
+    field(t("models.form.caps"), h("div", { class: "flex wrap" }, ...capInputs.map(({ c, cb }) => h("label", { class: "check" }, cb, c))))
   );
 
-  const getValue = () => ({
-    model: {
-      id: existing ? m.id : idIn.value.trim(),
-      provider: providerSel.value,
-      base_url: baseUrlIn.value.trim(),
-      model: modelIn.value.trim(),
-      kind: kindSel.value,
-      cost_tier: tierSel.value,
-      price_in: parseFloat(priceInIn.value) || 0,
-      price_out: parseFloat(priceOutIn.value) || 0,
-      api_key_env: keyEnvIn.value.trim() || null,
-      caps: capInputs.filter(({ cb }) => cb.checked).map(({ c }) => c),
-    },
-    secret: secretIn.value,
-    keyEnv: keyEnvIn.value.trim(),
-  });
+  const getValue = () => {
+    const typedKey = keyIn.value.trim();
+    const hasKey = !!typedKey || !!(existing && existing.api_key_env);
+    const keyEnv = envFor();
+    return {
+      model: {
+        id: existing ? m.id : idIn.value.trim(),
+        provider: providerSel.value,
+        base_url: baseUrlIn.value.trim(),
+        model: modelIn.value.trim(),
+        kind: kindSel.value,
+        cost_tier: tierSel.value,
+        price_in: parseFloat(priceInIn.value) || 0,
+        price_out: parseFloat(priceOutIn.value) || 0,
+        api_key_env: hasKey ? keyEnv : null,
+        caps: capInputs.filter(({ cb }) => cb.checked).map(({ c }) => c),
+      },
+      secret: typedKey,
+      keyEnv,
+    };
+  };
 
   return { node, getValue };
 }
@@ -74,8 +146,7 @@ async function openModal(meta, existing, reload) {
       toast(t("models.form.id") + "?", "bad");
       return false;
     }
-    // strip null api_key_env so serde keeps it optional
-    if (!model.api_key_env) delete model.api_key_env;
+    if (!model.api_key_env) delete model.api_key_env; // keep serde field optional
     try {
       if (existing) await api.updateModel(existing.id, model);
       else await api.createModel(model);